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Tuesday, April 6, 2010

What happens this year for my family?

This year, allows young adults to stay on their parents’ health care plan until age 26. (This applies
to all plans in the individual market, all new employer plans, and existing employer plans if the
young adult is not eligible for employer coverage on his or her own. Beginning in 2014, children
up to age 26 can stay on their parent’s employer plan even if they have an offer of coverage through
their employer.) This will help cover the one in three young adults who are uninsured.

This year, prohibits insurance companies from denying children coverage based on pre-existing
conditions. Going forward, the Act will prohibit insurance companies from denying coverage to all
individuals. The Act will also end discrimination that charges beneficiaries more if they are sick
and limit the amount an insurance company can increase an individual’s premium simply due to
their age.

This year, requires new plans to cover prevention and wellness benefits at no charge to American
families by exempting these benefits from deductibles and other cost-sharing requirements.


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