<?xml version='1.0' encoding='UTF-8'?><?xml-stylesheet href="http://www.blogger.com/styles/atom.css" type="text/css"?><feed xmlns='http://www.w3.org/2005/Atom' xmlns:openSearch='http://a9.com/-/spec/opensearchrss/1.0/' xmlns:georss='http://www.georss.org/georss' xmlns:gd='http://schemas.google.com/g/2005' xmlns:thr='http://purl.org/syndication/thread/1.0'><id>tag:blogger.com,1999:blog-784385514771765012</id><updated>2012-02-17T03:24:25.780-08:00</updated><category term='Guaranteed Issue Health Insurance'/><category term='Prescription for Change'/><category term='health insurance'/><category term='medicare advantage'/><category term='unemployed'/><category term='Decisions'/><category term='Virginia'/><category term='SB 900'/><category term='unconstitutional'/><category term='tea party'/><category term='Federal'/><category term='Judge'/><category term='AB 1602'/><category term='employer'/><category term='California Health Insurance'/><category term='healthcare reform'/><category term='Health Care Reform'/><title type='text'>Chuck Huggins Insurance Services-Hayley Friedman, Agent</title><subtitle type='html'>Q &amp;amp; A for health, life and dental insurance in California. This blog is designed to assist clients and consumers to get to the bottom line of the current issues and trends in health insurance.  From guaranteed issue to medicare advantage and medicare supplements.</subtitle><link rel='http://schemas.google.com/g/2005#feed' type='application/atom+xml' href='http://hayleyfriedmanagent.blogspot.com/feeds/posts/default'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default?max-results=100'/><link rel='alternate' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/'/><link rel='hub' href='http://pubsubhubbub.appspot.com/'/><author><name>Friedman Family</name><uri>http://www.blogger.com/profile/09992106386185368809</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='22' height='32' src='http://3.bp.blogspot.com/_9uAmwYfe2eo/S7vSYG2x_-I/AAAAAAAAA94/2lkQsH096a8/S220/hayleyfriedman.jpg'/></author><generator version='7.00' uri='http://www.blogger.com'>Blogger</generator><openSearch:totalResults>51</openSearch:totalResults><openSearch:startIndex>1</openSearch:startIndex><openSearch:itemsPerPage>100</openSearch:itemsPerPage><entry><id>tag:blogger.com,1999:blog-784385514771765012.post-3105023749326298983</id><published>2012-01-18T23:44:00.000-08:00</published><updated>2012-01-18T23:44:52.674-08:00</updated><title type='text'>John Hull's Elk Grove Sports Corner: New Tenant Coming To Former Grand Slam Location</title><summary type='text'>John Hull's Elk Grove Sports Corner: New Tenant Coming To Former Grand Slam Location</summary><link rel='replies' type='application/atom+xml' href='http://hayleyfriedmanagent.blogspot.com/feeds/3105023749326298983/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2012/01/john-hulls-elk-grove-sports-corner-new.html#comment-form' title='1 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/3105023749326298983'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/3105023749326298983'/><link rel='alternate' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2012/01/john-hulls-elk-grove-sports-corner-new.html' title='John Hull&apos;s Elk Grove Sports Corner: New Tenant Coming To Former Grand Slam Location'/><author><name>Friedman Family</name><uri>http://www.blogger.com/profile/09992106386185368809</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='22' height='32' src='http://3.bp.blogspot.com/_9uAmwYfe2eo/S7vSYG2x_-I/AAAAAAAAA94/2lkQsH096a8/S220/hayleyfriedman.jpg'/></author><thr:total>1</thr:total></entry><entry><id>tag:blogger.com,1999:blog-784385514771765012.post-3645167910204739720</id><published>2010-12-14T07:34:00.000-08:00</published><updated>2010-12-14T07:37:22.101-08:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='unconstitutional'/><category scheme='http://www.blogger.com/atom/ns#' term='Federal'/><category scheme='http://www.blogger.com/atom/ns#' term='Virginia'/><category scheme='http://www.blogger.com/atom/ns#' term='Decisions'/><category scheme='http://www.blogger.com/atom/ns#' term='tea party'/><category scheme='http://www.blogger.com/atom/ns#' term='Judge'/><category scheme='http://www.blogger.com/atom/ns#' term='healthcare reform'/><title type='text'>Federal Judge in Virginia calls reform: "unconstitutional"</title><summary type='text'>NAHU UPDATE TO AGENTS AND BROKERS:ABC World News (12/13, story 3, 2:30, Sawyer) referred to a "major legal blow" to "the historic healthcare reform law." ABC (Tapper) noted that "the healthcare bill that...Obama signed into law in March requires that every American who can afford it buys health insurance," and on Monday "Hudson...called that requirement 'unconstitutional.' What's called an </summary><link rel='replies' type='application/atom+xml' href='http://hayleyfriedmanagent.blogspot.com/feeds/3645167910204739720/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/12/federal-judge-in-virginia-calls-reform.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/3645167910204739720'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/3645167910204739720'/><link rel='alternate' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/12/federal-judge-in-virginia-calls-reform.html' title='Federal Judge in Virginia calls reform: &quot;unconstitutional&quot;'/><author><name>Friedman Family</name><uri>http://www.blogger.com/profile/09992106386185368809</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='22' height='32' src='http://3.bp.blogspot.com/_9uAmwYfe2eo/S7vSYG2x_-I/AAAAAAAAA94/2lkQsH096a8/S220/hayleyfriedman.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-784385514771765012.post-6021635454208837825</id><published>2010-10-28T08:58:00.000-07:00</published><updated>2011-11-13T08:14:11.931-08:00</updated><title type='text'>Why Buy or Review Life Insurance?</title><summary type='text'>As a life agent I assist people in making educated decisions primarily on their options in health insurance. At this time I am doing this only in the State of CA, and have been now for 15 years. In this amount of time, with my focus on health insurance I have been forced to understand the importance and significance of sharing the need for life insurance with my clients. Life insurance is not </summary><link rel='replies' type='application/atom+xml' href='http://hayleyfriedmanagent.blogspot.com/feeds/6021635454208837825/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/10/why-buy-or-review-life-insurance.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/6021635454208837825'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/6021635454208837825'/><link rel='alternate' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/10/why-buy-or-review-life-insurance.html' title='Why Buy or Review Life Insurance?'/><author><name>Friedman Family</name><uri>http://www.blogger.com/profile/09992106386185368809</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='22' height='32' src='http://3.bp.blogspot.com/_9uAmwYfe2eo/S7vSYG2x_-I/AAAAAAAAA94/2lkQsH096a8/S220/hayleyfriedman.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-784385514771765012.post-4963645250655174373</id><published>2010-10-28T08:49:00.000-07:00</published><updated>2010-10-28T08:56:50.853-07:00</updated><title type='text'>W2 Tax Reporting Postponed Until 2011 Tax Year</title><summary type='text'>On March 23, 2010, the Patient Protection and Affordable Care Act and Health Care and Educational Reconciliation Act of 2010 were signed into law.A result of this new law would require employers to report the cost of health care on employees W2's.  This has now been delayed until tax year 2011.Midterm elections can have a huge impact on how this PPACA actually plays out and is implemented.  One </summary><link rel='replies' type='application/atom+xml' href='http://hayleyfriedmanagent.blogspot.com/feeds/4963645250655174373/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/10/w2-tax-reporting-postponed-until-2011.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/4963645250655174373'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/4963645250655174373'/><link rel='alternate' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/10/w2-tax-reporting-postponed-until-2011.html' title='W2 Tax Reporting Postponed Until 2011 Tax Year'/><author><name>Friedman Family</name><uri>http://www.blogger.com/profile/09992106386185368809</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='22' height='32' src='http://3.bp.blogspot.com/_9uAmwYfe2eo/S7vSYG2x_-I/AAAAAAAAA94/2lkQsH096a8/S220/hayleyfriedman.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-784385514771765012.post-7617728915163309836</id><published>2010-10-25T09:42:00.000-07:00</published><updated>2010-10-25T10:04:28.262-07:00</updated><title type='text'>Patient Protection and Affordable Care Act 2010</title><summary type='text'>The basic law has been posted and now we begin to see how carriers, attorneys, and consumer advocate groups interpret the law.  Ultimately, when a law is posted, it takes time to actually morph into how it will be set into practice.  Once the dust settles we can bet it will look very different from what it does today.  At this time we know revisions are being written and submitted from both sides</summary><link rel='replies' type='application/atom+xml' href='http://hayleyfriedmanagent.blogspot.com/feeds/7617728915163309836/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/10/patient-protection-and-affordable-care.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/7617728915163309836'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/7617728915163309836'/><link rel='alternate' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/10/patient-protection-and-affordable-care.html' title='Patient Protection and Affordable Care Act 2010'/><author><name>Friedman Family</name><uri>http://www.blogger.com/profile/09992106386185368809</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='22' height='32' src='http://3.bp.blogspot.com/_9uAmwYfe2eo/S7vSYG2x_-I/AAAAAAAAA94/2lkQsH096a8/S220/hayleyfriedman.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-784385514771765012.post-3650896095071062266</id><published>2010-09-25T08:52:00.000-07:00</published><updated>2010-09-25T08:57:10.857-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Prescription for Change'/><category scheme='http://www.blogger.com/atom/ns#' term='California Health Insurance'/><category scheme='http://www.blogger.com/atom/ns#' term='Guaranteed Issue Health Insurance'/><category scheme='http://www.blogger.com/atom/ns#' term='Health Care Reform'/><title type='text'>Understanding Health Care Reform -Consumer Advocate Report</title><summary type='text'>Click on this link for a good presentation of changes that will affect the American Consumer.http://cu.convio.net/site/R?i=aEe-N8e1afT617Km1xuwOw..</summary><link rel='replies' type='application/atom+xml' href='http://hayleyfriedmanagent.blogspot.com/feeds/3650896095071062266/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/09/understanding-health-care-reform.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/3650896095071062266'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/3650896095071062266'/><link rel='alternate' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/09/understanding-health-care-reform.html' title='Understanding Health Care Reform -Consumer Advocate Report'/><author><name>Friedman Family</name><uri>http://www.blogger.com/profile/09992106386185368809</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='22' height='32' src='http://3.bp.blogspot.com/_9uAmwYfe2eo/S7vSYG2x_-I/AAAAAAAAA94/2lkQsH096a8/S220/hayleyfriedman.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-784385514771765012.post-8438158209878799782</id><published>2010-09-25T08:44:00.000-07:00</published><updated>2010-09-25T08:47:00.496-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='employer'/><category scheme='http://www.blogger.com/atom/ns#' term='health insurance'/><category scheme='http://www.blogger.com/atom/ns#' term='SB 900'/><category scheme='http://www.blogger.com/atom/ns#' term='medicare advantage'/><category scheme='http://www.blogger.com/atom/ns#' term='unemployed'/><category scheme='http://www.blogger.com/atom/ns#' term='AB 1602'/><category scheme='http://www.blogger.com/atom/ns#' term='healthcare reform'/><title type='text'>AB 1602 abd SB 900  California Exchanges-Hurtful to Califonians or Helpful?</title><summary type='text'>"Much has been written about how signing AB 1602 and SB 900 could be an an important part of Governor Schwarzenegger’s his legacy. Much has been written about how vetoing the exchange bills would reflect far better on the Governor’s service. Given his desire to fix what he frequently called “California’s broken health care system” the Governor no doubt would like to sign the legislation. And </summary><link rel='replies' type='application/atom+xml' href='http://hayleyfriedmanagent.blogspot.com/feeds/8438158209878799782/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/09/ab-1602-abd-sb-900-california-exchanges.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/8438158209878799782'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/8438158209878799782'/><link rel='alternate' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/09/ab-1602-abd-sb-900-california-exchanges.html' title='AB 1602 abd SB 900  California Exchanges-Hurtful to Califonians or Helpful?'/><author><name>Friedman Family</name><uri>http://www.blogger.com/profile/09992106386185368809</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='22' height='32' src='http://3.bp.blogspot.com/_9uAmwYfe2eo/S7vSYG2x_-I/AAAAAAAAA94/2lkQsH096a8/S220/hayleyfriedman.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-784385514771765012.post-4766042266730088072</id><published>2010-09-16T06:42:00.000-07:00</published><updated>2010-09-16T06:44:44.149-07:00</updated><title type='text'>Taylor-D Miss.- signs bill to repeal Healthcare Reform</title><summary type='text'>According to Politico (9/16, Sherman), Taylor, who is a Blue Dog Democrat, "underscores how unpopular the legislation is in some conservative districts held by Democrats -- although he voted against the bill. Taylor, though, has bucked trends for years, holding onto the Gulf Coast seat since 1989." The Hill (9/16, Lillis) also reports the story in its Healthwatch blog.        Dems Who Voted </summary><link rel='replies' type='application/atom+xml' href='http://hayleyfriedmanagent.blogspot.com/feeds/4766042266730088072/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/09/taylor-d-miss-signs-bill-to-repeal.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/4766042266730088072'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/4766042266730088072'/><link rel='alternate' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/09/taylor-d-miss-signs-bill-to-repeal.html' title='Taylor-D Miss.- signs bill to repeal Healthcare Reform'/><author><name>Friedman Family</name><uri>http://www.blogger.com/profile/09992106386185368809</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='22' height='32' src='http://3.bp.blogspot.com/_9uAmwYfe2eo/S7vSYG2x_-I/AAAAAAAAA94/2lkQsH096a8/S220/hayleyfriedman.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-784385514771765012.post-3977531989607082924</id><published>2010-09-15T04:57:00.000-07:00</published><updated>2010-09-15T04:58:40.572-07:00</updated><title type='text'>California and Healthcare Reform</title><summary type='text'>Sacramento Bee: Schwarzenegger Should Sign Bills To Create California Insurance Exchange.The Sacramento Bee (9/9, 16A) editorialized, "When Gov. Arnold Schwarzenegger returns Sept. 15 from a six-day trade mission in Asia, he'll have 700 or so bills to sign or veto," which is "why, before he leaves today, he should sign two bills laying the groundwork for California's health insurance exchange -- </summary><link rel='replies' type='application/atom+xml' href='http://hayleyfriedmanagent.blogspot.com/feeds/3977531989607082924/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/09/california-and-healthcare-reform.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/3977531989607082924'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/3977531989607082924'/><link rel='alternate' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/09/california-and-healthcare-reform.html' title='California and Healthcare Reform'/><author><name>Friedman Family</name><uri>http://www.blogger.com/profile/09992106386185368809</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='22' height='32' src='http://3.bp.blogspot.com/_9uAmwYfe2eo/S7vSYG2x_-I/AAAAAAAAA94/2lkQsH096a8/S220/hayleyfriedman.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-784385514771765012.post-5964911569180140694</id><published>2010-09-14T07:48:00.000-07:00</published><updated>2010-09-14T07:50:22.196-07:00</updated><title type='text'>Heading The News In Healthcare Reform</title><summary type='text'>http://mailview.custombriefings.com/mailview.aspx?m=2010091401nahu&amp;r=3508306-7120&amp;l=001-7cf&amp;t=c</summary><link rel='replies' type='application/atom+xml' href='http://hayleyfriedmanagent.blogspot.com/feeds/5964911569180140694/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/09/heading-news-in-healthcare-reform.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/5964911569180140694'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/5964911569180140694'/><link rel='alternate' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/09/heading-news-in-healthcare-reform.html' title='Heading The News In Healthcare Reform'/><author><name>Friedman Family</name><uri>http://www.blogger.com/profile/09992106386185368809</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='22' height='32' src='http://3.bp.blogspot.com/_9uAmwYfe2eo/S7vSYG2x_-I/AAAAAAAAA94/2lkQsH096a8/S220/hayleyfriedman.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-784385514771765012.post-5767683977754200893</id><published>2010-09-13T07:52:00.000-07:00</published><updated>2010-09-13T07:53:49.364-07:00</updated><title type='text'>Healthcare Reform Opponents are Heard Today In Florida Hearing-May Set Tone For Us All</title><summary type='text'>Healthcare Reform Opponents Pin Hopes On Florida Hearing.The Los Angeles Times (9/13, Savage) reports, "The conservative counterattack on President Obama's overhaul of health insurance will take center stage in the courts this week when Republican state attorneys general and a leading small-business group urge a federal judge in Florida to strike down the law before it can take effect. They </summary><link rel='replies' type='application/atom+xml' href='http://hayleyfriedmanagent.blogspot.com/feeds/5767683977754200893/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/09/healthcare-reform-opponents-are-heard.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/5767683977754200893'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/5767683977754200893'/><link rel='alternate' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/09/healthcare-reform-opponents-are-heard.html' title='Healthcare Reform Opponents are Heard Today In Florida Hearing-May Set Tone For Us All'/><author><name>Friedman Family</name><uri>http://www.blogger.com/profile/09992106386185368809</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='22' height='32' src='http://3.bp.blogspot.com/_9uAmwYfe2eo/S7vSYG2x_-I/AAAAAAAAA94/2lkQsH096a8/S220/hayleyfriedman.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-784385514771765012.post-2733790556205135696</id><published>2010-08-30T07:09:00.000-07:00</published><updated>2010-08-30T07:10:46.652-07:00</updated><title type='text'>Will California be the first State With Exchanges?</title><summary type='text'>California Lawmakers Approve Legislation To Create Health Insurance Exchange.The Wall Street Journal (8/26, Mathews, subscription required) reports that California lawmakers have passed legislation which allows the creation of a health insurance exchange, or a marketplace, through which millions of residents can purchase coverage. If Gov. Arnold Schwarzenegger (R) signs the legislation, as he is </summary><link rel='replies' type='application/atom+xml' href='http://hayleyfriedmanagent.blogspot.com/feeds/2733790556205135696/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/08/will-california-be-first-state-with.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/2733790556205135696'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/2733790556205135696'/><link rel='alternate' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/08/will-california-be-first-state-with.html' title='Will California be the first State With Exchanges?'/><author><name>Friedman Family</name><uri>http://www.blogger.com/profile/09992106386185368809</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='22' height='32' src='http://3.bp.blogspot.com/_9uAmwYfe2eo/S7vSYG2x_-I/AAAAAAAAA94/2lkQsH096a8/S220/hayleyfriedman.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-784385514771765012.post-498439214302060492</id><published>2010-08-24T07:27:00.000-07:00</published><updated>2010-08-24T07:28:27.245-07:00</updated><title type='text'>Individual Health Plans: Rates and Increases</title><summary type='text'>California Senate Approves Bill To Limit Insurance Premium Hikes To Once Yearly.The AP (8/24) reports, California health insurance providers "would be prohibited from raising their rates more than once a year under" a bill (AB 2042) the state Senate approved yesterday in a 21-13 vote. The bill, which now moves to the Assembly, would "apply to individual healthcare policies, not group plans." </summary><link rel='replies' type='application/atom+xml' href='http://hayleyfriedmanagent.blogspot.com/feeds/498439214302060492/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/08/individual-health-plans-rates-and.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/498439214302060492'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/498439214302060492'/><link rel='alternate' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/08/individual-health-plans-rates-and.html' title='Individual Health Plans: Rates and Increases'/><author><name>Friedman Family</name><uri>http://www.blogger.com/profile/09992106386185368809</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='22' height='32' src='http://3.bp.blogspot.com/_9uAmwYfe2eo/S7vSYG2x_-I/AAAAAAAAA94/2lkQsH096a8/S220/hayleyfriedman.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-784385514771765012.post-2444657174622316711</id><published>2010-08-11T08:51:00.000-07:00</published><updated>2010-08-11T08:53:09.348-07:00</updated><title type='text'>White House Claims About Medicare-"Illusory"?</title><summary type='text'>The Oklahoman (8/11), commenting on Medicare trustees' annual report last week, editorializes that White House "claims" that the report proves "healthcare reform will save money and make Medicare stronger" are "illusory." The paper says that Medicare's chief actuary, Richard Foster, "who deals with the real world," as opposed to the "one inside Washington's Beltway," wrote that "near term, </summary><link rel='replies' type='application/atom+xml' href='http://hayleyfriedmanagent.blogspot.com/feeds/2444657174622316711/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/08/white-house-claims-about-medicare.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/2444657174622316711'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/2444657174622316711'/><link rel='alternate' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/08/white-house-claims-about-medicare.html' title='White House Claims About Medicare-&quot;Illusory&quot;?'/><author><name>Friedman Family</name><uri>http://www.blogger.com/profile/09992106386185368809</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='22' height='32' src='http://3.bp.blogspot.com/_9uAmwYfe2eo/S7vSYG2x_-I/AAAAAAAAA94/2lkQsH096a8/S220/hayleyfriedman.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-784385514771765012.post-2024031723551883803</id><published>2010-08-10T07:20:00.000-07:00</published><updated>2010-08-10T07:22:53.945-07:00</updated><title type='text'>Premiums Will Go Up with Healthcare Reform!</title><summary type='text'> You can't expect anyone to offer anything for FREE, SOMEONE PAYS FOR IT!  Here's report from SFC:The San Francisco Chronicle (8/9, Colliver) reports, "Employers and consumers sorting through their health insurance options may see a bump in their rates next year to account for the potential impact of some of the early elements of the federal health overhaul law, according to some health experts."</summary><link rel='replies' type='application/atom+xml' href='http://hayleyfriedmanagent.blogspot.com/feeds/2024031723551883803/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/08/premiums-will-go-up-with-healthcare.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/2024031723551883803'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/2024031723551883803'/><link rel='alternate' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/08/premiums-will-go-up-with-healthcare.html' title='Premiums Will Go Up with Healthcare Reform!'/><author><name>Friedman Family</name><uri>http://www.blogger.com/profile/09992106386185368809</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='22' height='32' src='http://3.bp.blogspot.com/_9uAmwYfe2eo/S7vSYG2x_-I/AAAAAAAAA94/2lkQsH096a8/S220/hayleyfriedman.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-784385514771765012.post-7530826135422969394</id><published>2010-08-09T12:31:00.000-07:00</published><updated>2010-08-09T12:32:49.287-07:00</updated><title type='text'>Medicare Solvency Report Found Too Optimistic</title><summary type='text'>Kaiser Health News /The Fiscal Times (8/6, Andrews) noted that in a new report, Medicare "trustees predicted that the new healthcare law could generate so much better productivity that the Medicare trust fund would stay solvent until 2029 -- 12 years longer than predicted just one year ago," yet the "new estimates offer few clues about where that new efficiency will come from. They are simply </summary><link rel='replies' type='application/atom+xml' href='http://hayleyfriedmanagent.blogspot.com/feeds/7530826135422969394/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/08/medicare-solvency-report-found-too.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/7530826135422969394'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/7530826135422969394'/><link rel='alternate' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/08/medicare-solvency-report-found-too.html' title='Medicare Solvency Report Found Too Optimistic'/><author><name>Friedman Family</name><uri>http://www.blogger.com/profile/09992106386185368809</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='22' height='32' src='http://3.bp.blogspot.com/_9uAmwYfe2eo/S7vSYG2x_-I/AAAAAAAAA94/2lkQsH096a8/S220/hayleyfriedman.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-784385514771765012.post-263113197232608571</id><published>2010-08-06T08:20:00.000-07:00</published><updated>2010-08-06T08:21:21.476-07:00</updated><title type='text'>Administration Reports Reform Good for Medicare-many have strong Doubts!</title><summary type='text'>Several reports on a news conference about how the healthcare reform law will improve Medicare's long-term finances, including articles from the AP and USA Today, offer a distinctly skeptical view of the Administration's projections. None of the network newscasts mentioned the press conference, which featured Treasury Secretary Timothy Geithner and HHS Secretary Kathleen Sebelius.        USA </summary><link rel='replies' type='application/atom+xml' href='http://hayleyfriedmanagent.blogspot.com/feeds/263113197232608571/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/08/administration-reports-reform-good-for.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/263113197232608571'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/263113197232608571'/><link rel='alternate' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/08/administration-reports-reform-good-for.html' title='Administration Reports Reform Good for Medicare-many have strong Doubts!'/><author><name>Friedman Family</name><uri>http://www.blogger.com/profile/09992106386185368809</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='22' height='32' src='http://3.bp.blogspot.com/_9uAmwYfe2eo/S7vSYG2x_-I/AAAAAAAAA94/2lkQsH096a8/S220/hayleyfriedman.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-784385514771765012.post-8613978724858407931</id><published>2010-08-03T08:02:00.000-07:00</published><updated>2010-08-03T08:03:02.576-07:00</updated><title type='text'>Opponents of Reform Turning to The Courts</title><summary type='text'>White House Likens Lawsuits To Challenges To Civil Rights, Voting Rights Acts. The Hill's Michael O'Brien (8/3), in a blog entry, notes that Stephanie Cutter, "an assistant to President Obama who was brought on board at the White House in part to help sell the signature domestic initiative, dismissed" the ruling. Writing on the White House's official blog, Cutter said, "Having failed in the </summary><link rel='replies' type='application/atom+xml' href='http://hayleyfriedmanagent.blogspot.com/feeds/8613978724858407931/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/08/opponents-of-reform-turning-to-courts.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/8613978724858407931'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/8613978724858407931'/><link rel='alternate' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/08/opponents-of-reform-turning-to-courts.html' title='Opponents of Reform Turning to The Courts'/><author><name>Friedman Family</name><uri>http://www.blogger.com/profile/09992106386185368809</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='22' height='32' src='http://3.bp.blogspot.com/_9uAmwYfe2eo/S7vSYG2x_-I/AAAAAAAAA94/2lkQsH096a8/S220/hayleyfriedman.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-784385514771765012.post-1966465021020960846</id><published>2010-08-03T07:22:00.000-07:00</published><updated>2010-08-03T07:23:10.564-07:00</updated><title type='text'>Why do Healthcare cost continue to rise?</title><summary type='text'>Did you know: Technology is a key driver of health spending?No doubt, modern medicine is amazing and helps save lives. As better tests and more expensive equipment and pharmaceuticals emerge and become proven treatment options for many, we can expect to see an increase in the use of these services. As a key driver in health spending, technological advances are accounting for an estimated one-half</summary><link rel='replies' type='application/atom+xml' href='http://hayleyfriedmanagent.blogspot.com/feeds/1966465021020960846/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/08/why-do-healthcare-cost-continue-to-rise.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/1966465021020960846'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/1966465021020960846'/><link rel='alternate' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/08/why-do-healthcare-cost-continue-to-rise.html' title='Why do Healthcare cost continue to rise?'/><author><name>Friedman Family</name><uri>http://www.blogger.com/profile/09992106386185368809</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='22' height='32' src='http://3.bp.blogspot.com/_9uAmwYfe2eo/S7vSYG2x_-I/AAAAAAAAA94/2lkQsH096a8/S220/hayleyfriedman.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-784385514771765012.post-2321179414172117255</id><published>2010-07-19T09:09:00.000-07:00</published><updated>2010-07-19T09:10:24.095-07:00</updated><title type='text'>Medicare Scams Busted!</title><summary type='text'>Ninety-Four Arrested Over Medicare Scams Totaling $251 Million.ABC World News (7/16, story 6, 2:05, Muir) reported on "hundreds of raids carried out this country" on Friday "in what's being called the biggest Medicare fraud bust in history. Doctors and nurses billing the American taxpayer for procedures that never happened, and clinics that don't even exist."        The CBS Evening News (7/16, </summary><link rel='replies' type='application/atom+xml' href='http://hayleyfriedmanagent.blogspot.com/feeds/2321179414172117255/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/07/medicare-scams-busted.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/2321179414172117255'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/2321179414172117255'/><link rel='alternate' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/07/medicare-scams-busted.html' title='Medicare Scams Busted!'/><author><name>Friedman Family</name><uri>http://www.blogger.com/profile/09992106386185368809</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='22' height='32' src='http://3.bp.blogspot.com/_9uAmwYfe2eo/S7vSYG2x_-I/AAAAAAAAA94/2lkQsH096a8/S220/hayleyfriedman.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-784385514771765012.post-4056008814908314595</id><published>2010-07-07T12:59:00.001-07:00</published><updated>2010-07-07T12:59:51.619-07:00</updated><title type='text'>Senior Rebate Checks for Medication</title><summary type='text'>The Modesto Bee -Jun. 28: Seniors who regularly take expensive medications are starting to receive $250 checks from the federal government in one of the first tangible benefits of national health care reform.The Medicare prescription drug rebate checks are part of the health care law signed by President Barack Obama in March. The package of benefits, consumer protections and insurance reforms </summary><link rel='replies' type='application/atom+xml' href='http://hayleyfriedmanagent.blogspot.com/feeds/4056008814908314595/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/07/senior-rebate-checks-for-medication.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/4056008814908314595'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/4056008814908314595'/><link rel='alternate' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/07/senior-rebate-checks-for-medication.html' title='Senior Rebate Checks for Medication'/><author><name>Friedman Family</name><uri>http://www.blogger.com/profile/09992106386185368809</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='22' height='32' src='http://3.bp.blogspot.com/_9uAmwYfe2eo/S7vSYG2x_-I/AAAAAAAAA94/2lkQsH096a8/S220/hayleyfriedman.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-784385514771765012.post-1567707516006768459</id><published>2010-07-01T07:21:00.000-07:00</published><updated>2010-07-01T07:22:25.970-07:00</updated><title type='text'>Rate Increases are Studied Before Approval</title><summary type='text'>The Los Angeles Times (7/1, Helfand) reports, "Embattled health insurer Anthem Blue Cross is reviving its plan to raise rates for tens of thousands of California policyholders, some of whom could see their premiums rise as much as 20%." The state's "largest for-profit insurer submitted new rates Wednesday amid pressure to scale back increases of as much as 39% that had provoked fury from </summary><link rel='replies' type='application/atom+xml' href='http://hayleyfriedmanagent.blogspot.com/feeds/1567707516006768459/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/07/rate-increases-are-studied-before.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/1567707516006768459'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/1567707516006768459'/><link rel='alternate' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/07/rate-increases-are-studied-before.html' title='Rate Increases are Studied Before Approval'/><author><name>Friedman Family</name><uri>http://www.blogger.com/profile/09992106386185368809</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='22' height='32' src='http://3.bp.blogspot.com/_9uAmwYfe2eo/S7vSYG2x_-I/AAAAAAAAA94/2lkQsH096a8/S220/hayleyfriedman.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-784385514771765012.post-9121523408693210432</id><published>2010-06-29T05:32:00.000-07:00</published><updated>2010-06-29T05:37:14.988-07:00</updated><title type='text'>High-Risk Pools in CA to Obtain Federal Subsidies</title><summary type='text'> In a NAHU Briefing update to agents on Health Care Reform I have noted that the High Risk Pool for CA will now have federal subsidies to help those who have been declined for health plans the opportunity to afford and enroll in the High-Risk plans though the State."California Lawmakers Approve Bills To Create High-Risk Pools.The AP (6/29, Bussewitz) reports, "The California Legislature has </summary><link rel='replies' type='application/atom+xml' href='http://hayleyfriedmanagent.blogspot.com/feeds/9121523408693210432/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/06/high-risk-pools-in-ca-to-obtain-federal.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/9121523408693210432'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/9121523408693210432'/><link rel='alternate' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/06/high-risk-pools-in-ca-to-obtain-federal.html' title='High-Risk Pools in CA to Obtain Federal Subsidies'/><author><name>Friedman Family</name><uri>http://www.blogger.com/profile/09992106386185368809</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='22' height='32' src='http://3.bp.blogspot.com/_9uAmwYfe2eo/S7vSYG2x_-I/AAAAAAAAA94/2lkQsH096a8/S220/hayleyfriedman.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-784385514771765012.post-5295639124314065068</id><published>2010-06-15T09:14:00.000-07:00</published><updated>2010-06-15T09:15:40.648-07:00</updated><title type='text'>Small Group Employers and Health Care Reform Updates</title><summary type='text'>The Washington Post (6/15, Hilzenrath, Aizenman) reports, "If you like your health plan, you can keep it. That's what President Obama promised during the long months of debate over health-care reform," and the new rules issued on Monday are meant "to fulfill that promise." The Post adds, "The administration estimates that many plans will end up changing, prompting Republicans to accuse the </summary><link rel='replies' type='application/atom+xml' href='http://hayleyfriedmanagent.blogspot.com/feeds/5295639124314065068/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/06/small-group-employers-and-health-care.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/5295639124314065068'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/5295639124314065068'/><link rel='alternate' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/06/small-group-employers-and-health-care.html' title='Small Group Employers and Health Care Reform Updates'/><author><name>Friedman Family</name><uri>http://www.blogger.com/profile/09992106386185368809</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='22' height='32' src='http://3.bp.blogspot.com/_9uAmwYfe2eo/S7vSYG2x_-I/AAAAAAAAA94/2lkQsH096a8/S220/hayleyfriedman.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-784385514771765012.post-2852901548970360088</id><published>2010-06-08T08:20:00.000-07:00</published><updated>2010-06-08T08:23:46.379-07:00</updated><title type='text'>Federal Government Cutting Funds to Medicare Program</title><summary type='text'>The States are all reporting in and on the record as saying that cuts to medicare funding will help cause an unfavorable chain of events!  Here is what Senate Majority Leader is doing about it: Reid Working To Restore Medicaid Funds In "Extenders" Bill. CQ Today (6/8, Rubin, subscription required) reports, "Senate Majority Leader Harry Reid wants to undo a cut in aid to states that the House made</summary><link rel='replies' type='application/atom+xml' href='http://hayleyfriedmanagent.blogspot.com/feeds/2852901548970360088/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/06/federal-government-cutting-funds-to.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/2852901548970360088'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/2852901548970360088'/><link rel='alternate' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/06/federal-government-cutting-funds-to.html' title='Federal Government Cutting Funds to Medicare Program'/><author><name>Friedman Family</name><uri>http://www.blogger.com/profile/09992106386185368809</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='22' height='32' src='http://3.bp.blogspot.com/_9uAmwYfe2eo/S7vSYG2x_-I/AAAAAAAAA94/2lkQsH096a8/S220/hayleyfriedman.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-784385514771765012.post-7247004909790363133</id><published>2010-05-28T16:08:00.000-07:00</published><updated>2010-05-28T16:09:54.055-07:00</updated><title type='text'>Patient Lifestyles increase Health Care Services Usage and In Turn Drive Costs Up</title><summary type='text'> Patient lifestyles — Increasing numbers of patients who are challenged by obesity, smoking, drug abuse, poor nutrition and physical inactivity contribute to an increase in the use of, and therefore the cost of, health care services.8 These preventable risk factors9 can also contribute to chronic diseases, which account for 75% of the money spent on health care in the U.S. each year.10 Obesity </summary><link rel='replies' type='application/atom+xml' href='http://hayleyfriedmanagent.blogspot.com/feeds/7247004909790363133/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/05/patient-lifestyles-increase-health-care.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/7247004909790363133'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/7247004909790363133'/><link rel='alternate' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/05/patient-lifestyles-increase-health-care.html' title='Patient Lifestyles increase Health Care Services Usage and In Turn Drive Costs Up'/><author><name>Friedman Family</name><uri>http://www.blogger.com/profile/09992106386185368809</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='22' height='32' src='http://3.bp.blogspot.com/_9uAmwYfe2eo/S7vSYG2x_-I/AAAAAAAAA94/2lkQsH096a8/S220/hayleyfriedman.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-784385514771765012.post-4833463503774668433</id><published>2010-05-21T10:02:00.000-07:00</published><updated>2010-05-21T10:04:49.729-07:00</updated><title type='text'>COBRA SUBSIDIES CONTINUE</title><summary type='text'>Congress Agrees To Extend Jobless Benefits, Delay Medicare Payment Cuts.The AP (5/21, Ohlemacher) reports, "Lawmakers have agreed on legislation to extend expanded jobless benefits for the long-term unemployed through the end of the year. Laid-off workers would also continue to get subsidies to buy health insurance through the COBRA program." The measure "would be paid for, in part, by tax </summary><link rel='replies' type='application/atom+xml' href='http://hayleyfriedmanagent.blogspot.com/feeds/4833463503774668433/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/05/cobra-subsidies-continue.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/4833463503774668433'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/4833463503774668433'/><link rel='alternate' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/05/cobra-subsidies-continue.html' title='COBRA SUBSIDIES CONTINUE'/><author><name>Friedman Family</name><uri>http://www.blogger.com/profile/09992106386185368809</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='22' height='32' src='http://3.bp.blogspot.com/_9uAmwYfe2eo/S7vSYG2x_-I/AAAAAAAAA94/2lkQsH096a8/S220/hayleyfriedman.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-784385514771765012.post-785142863931256651</id><published>2010-05-11T22:28:00.000-07:00</published><updated>2010-05-11T22:32:21.681-07:00</updated><title type='text'>Rules released for Adult Children On Parent's Plan</title><summary type='text'>The New York Times -May. 11: Washington -The White House issued rules on Monday allowing young adults to remain covered by their parents' health insurance policies up to age 26.The promise of such coverage has attracted great interest. Employers and insurers say they have been flooded with inquiries.Under the rules, an employer-sponsored health plan or a company selling individual insurance </summary><link rel='replies' type='application/atom+xml' href='http://hayleyfriedmanagent.blogspot.com/feeds/785142863931256651/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/05/rules-released-for-adult-children-on.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/785142863931256651'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/785142863931256651'/><link rel='alternate' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/05/rules-released-for-adult-children-on.html' title='Rules released for Adult Children On Parent&apos;s Plan'/><author><name>Friedman Family</name><uri>http://www.blogger.com/profile/09992106386185368809</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='22' height='32' src='http://3.bp.blogspot.com/_9uAmwYfe2eo/S7vSYG2x_-I/AAAAAAAAA94/2lkQsH096a8/S220/hayleyfriedman.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-784385514771765012.post-6111553458232815601</id><published>2010-05-01T08:36:00.001-07:00</published><updated>2010-05-01T08:40:32.726-07:00</updated><title type='text'>Tax Credit for Small Business</title><summary type='text'>"New for 2010: Tax credit for small businessesGood news for small businesses: The IRS recently released materials for those wishing to claim the small business health care tax credit for 2010. A provision of the Patient Protection and Affordable Care Act (PPACA), this tax credit is designed to encourage small businesses to offer health care coverage for the first time or enable them to maintain </summary><link rel='replies' type='application/atom+xml' href='http://hayleyfriedmanagent.blogspot.com/feeds/6111553458232815601/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/05/tax-credit-for-small-business.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/6111553458232815601'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/6111553458232815601'/><link rel='alternate' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/05/tax-credit-for-small-business.html' title='Tax Credit for Small Business'/><author><name>Friedman Family</name><uri>http://www.blogger.com/profile/09992106386185368809</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='22' height='32' src='http://3.bp.blogspot.com/_9uAmwYfe2eo/S7vSYG2x_-I/AAAAAAAAA94/2lkQsH096a8/S220/hayleyfriedman.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-784385514771765012.post-9115596850018086560</id><published>2010-05-01T08:31:00.001-07:00</published><updated>2010-05-01T08:35:44.051-07:00</updated><title type='text'>Anthem Blue Cross offers dependent coverage extension ahead of the provision date!</title><summary type='text'>To help these dependents, we're working in collaboration with the US Department of Health and Human Services and state regulators to allow young men and women to remain on their parents' policies even before this health care reform provision takes effect. Beginning June 1, we will continue to provide health benefits to dependents who - because of their age, student status or other factors - would</summary><link rel='replies' type='application/atom+xml' href='http://hayleyfriedmanagent.blogspot.com/feeds/9115596850018086560/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/05/anthem-bule-cross-offers-dependent.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/9115596850018086560'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/9115596850018086560'/><link rel='alternate' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/05/anthem-bule-cross-offers-dependent.html' title='Anthem Blue Cross offers dependent coverage extension ahead of the provision date!'/><author><name>Friedman Family</name><uri>http://www.blogger.com/profile/09992106386185368809</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='22' height='32' src='http://3.bp.blogspot.com/_9uAmwYfe2eo/S7vSYG2x_-I/AAAAAAAAA94/2lkQsH096a8/S220/hayleyfriedman.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-784385514771765012.post-7535002778601475307</id><published>2010-04-29T22:57:00.000-07:00</published><updated>2010-04-29T22:58:14.802-07:00</updated><title type='text'>NAHU News April 29</title><summary type='text'>Federal High-Risk Pool Will Exclude Those Who Already Have Insurance.USA Today (4/29, Young) reports, "About 200,000 Americans whose illnesses have kept them from getting regular health insurance will not be allowed to enroll this summer in a new lower cost federal program for people like them because they already buy pricey state-run plans." USA Today adds, "The nation's new health law creates a</summary><link rel='replies' type='application/atom+xml' href='http://hayleyfriedmanagent.blogspot.com/feeds/7535002778601475307/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/04/nahu-news-april-29.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/7535002778601475307'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/7535002778601475307'/><link rel='alternate' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/04/nahu-news-april-29.html' title='NAHU News April 29'/><author><name>Friedman Family</name><uri>http://www.blogger.com/profile/09992106386185368809</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='22' height='32' src='http://3.bp.blogspot.com/_9uAmwYfe2eo/S7vSYG2x_-I/AAAAAAAAA94/2lkQsH096a8/S220/hayleyfriedman.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-784385514771765012.post-5226605967166905680</id><published>2010-04-29T22:48:00.000-07:00</published><updated>2010-04-29T22:49:17.442-07:00</updated><title type='text'>Health Action Network</title><summary type='text'>Health Care Reform WellPoint to Cover Young Adults Before the Law Requires:  WellPoint, along with several other health insurance companies, announced on Monday that its affiliated health plans will take steps to prevent a gap in coverage that could leave many young Americans uninsured.  WellPoint, UnitedHealthcare, Humana, Kaiser Permanente, and Aetna said they will initiate a provision of the </summary><link rel='replies' type='application/atom+xml' href='http://hayleyfriedmanagent.blogspot.com/feeds/5226605967166905680/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/04/health-action-network.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/5226605967166905680'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/5226605967166905680'/><link rel='alternate' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/04/health-action-network.html' title='Health Action Network'/><author><name>Friedman Family</name><uri>http://www.blogger.com/profile/09992106386185368809</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='22' height='32' src='http://3.bp.blogspot.com/_9uAmwYfe2eo/S7vSYG2x_-I/AAAAAAAAA94/2lkQsH096a8/S220/hayleyfriedman.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-784385514771765012.post-8247043787900609501</id><published>2010-04-21T20:21:00.000-07:00</published><updated>2010-04-21T20:22:34.335-07:00</updated><title type='text'>TAX CREDIT FOR THE SMALL BUSINESS OWNER-IRS WEBSITE</title><summary type='text'>Small Business Health Care Tax Credit: Frequently Asked QuestionsThe new health reform law gives a tax credit to certain small employers that provide health care coverage to their employees, effective with tax years beginning in 2010.  The following questions and answers provide information on the credit as it applies for 2010-2013, including information on transition relief for 2010. An enhanced</summary><link rel='replies' type='application/atom+xml' href='http://hayleyfriedmanagent.blogspot.com/feeds/8247043787900609501/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/04/tax-credit-for-small-business-owner-irs.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/8247043787900609501'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/8247043787900609501'/><link rel='alternate' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/04/tax-credit-for-small-business-owner-irs.html' title='TAX CREDIT FOR THE SMALL BUSINESS OWNER-IRS WEBSITE'/><author><name>Friedman Family</name><uri>http://www.blogger.com/profile/09992106386185368809</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='22' height='32' src='http://3.bp.blogspot.com/_9uAmwYfe2eo/S7vSYG2x_-I/AAAAAAAAA94/2lkQsH096a8/S220/hayleyfriedman.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-784385514771765012.post-8449787752581808205</id><published>2010-04-17T07:27:00.000-07:00</published><updated>2010-04-17T07:29:17.902-07:00</updated><title type='text'>Anthem Updates the Agents on Reform 2010</title><summary type='text'>New for 2010: Tax Credit for Small GroupsThe IRS recently released materials for those wishing to claim the small business health care tax credit for 2010. A provision of the Patient Protection and Affordable Care Act (PPACA), this tax credit is designed to encourage small groups to offer health care coverage for the first time or enable them to maintain the coverage they already have. It will </summary><link rel='replies' type='application/atom+xml' href='http://hayleyfriedmanagent.blogspot.com/feeds/8449787752581808205/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/04/anthem-updates-agents-on-reform-2010.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/8449787752581808205'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/8449787752581808205'/><link rel='alternate' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/04/anthem-updates-agents-on-reform-2010.html' title='Anthem Updates the Agents on Reform 2010'/><author><name>Friedman Family</name><uri>http://www.blogger.com/profile/09992106386185368809</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='22' height='32' src='http://3.bp.blogspot.com/_9uAmwYfe2eo/S7vSYG2x_-I/AAAAAAAAA94/2lkQsH096a8/S220/hayleyfriedman.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-784385514771765012.post-8391132249173891387</id><published>2010-04-14T07:48:00.000-07:00</published><updated>2010-04-14T07:49:30.971-07:00</updated><title type='text'>Headline News for Insurance Agents from NAHU</title><summary type='text'>Proposed House Bill Would Double Penalties For Medicare Fraud.The AP (4/14, Kennedy) reports, "Medicare fraud suspects would face longer prison sentences under a US House bill proposed Tuesday that also advocates biotechnology such as fingerprint scanning to ensure patients are getting the goods the government is billed for." Law enforcement officials "have warned Medicare fraud, an estimated $60</summary><link rel='replies' type='application/atom+xml' href='http://hayleyfriedmanagent.blogspot.com/feeds/8391132249173891387/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/04/headline-news-for-insurance-agents-from.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/8391132249173891387'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/8391132249173891387'/><link rel='alternate' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/04/headline-news-for-insurance-agents-from.html' title='Headline News for Insurance Agents from NAHU'/><author><name>Friedman Family</name><uri>http://www.blogger.com/profile/09992106386185368809</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='22' height='32' src='http://3.bp.blogspot.com/_9uAmwYfe2eo/S7vSYG2x_-I/AAAAAAAAA94/2lkQsH096a8/S220/hayleyfriedman.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-784385514771765012.post-238811336800957803</id><published>2010-04-13T22:47:00.001-07:00</published><updated>2010-04-13T22:47:47.980-07:00</updated><title type='text'>New Updates from Kaiser Family Foundation Health Plans</title><summary type='text'>http://www.uptilt.com/c.html?rtr=on&amp;s=5zj,1cori,d4h,fctd,g3c4,73h4,633p</summary><link rel='replies' type='application/atom+xml' href='http://hayleyfriedmanagent.blogspot.com/feeds/238811336800957803/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/04/new-updates-from-kaiser-family.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/238811336800957803'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/238811336800957803'/><link rel='alternate' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/04/new-updates-from-kaiser-family.html' title='New Updates from Kaiser Family Foundation Health Plans'/><author><name>Friedman Family</name><uri>http://www.blogger.com/profile/09992106386185368809</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='22' height='32' src='http://3.bp.blogspot.com/_9uAmwYfe2eo/S7vSYG2x_-I/AAAAAAAAA94/2lkQsH096a8/S220/hayleyfriedman.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-784385514771765012.post-1826085008888131363</id><published>2010-04-12T14:41:00.000-07:00</published><updated>2010-04-12T14:42:32.588-07:00</updated><title type='text'>Simplified Timeline of Healthcare Reform Implementation</title><summary type='text'>https://www.nahu.org/NAHU_iMISPublic/AsiCommon/Controls/Shared/FormsAuthentication/Login.aspx?ReturnUrl=/BounceBack.aspx&amp;doRedirect=http://www.nahu.org/legislative/resources/How%20the%20Health%20Care%20Reform%20Legislation%20Will%20Impact%20Your%20Employer%20Clients%20329%20revised%20_4_.pdf</summary><link rel='replies' type='application/atom+xml' href='http://hayleyfriedmanagent.blogspot.com/feeds/1826085008888131363/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/04/simplified-timeline-of-healthcare.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/1826085008888131363'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/1826085008888131363'/><link rel='alternate' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/04/simplified-timeline-of-healthcare.html' title='Simplified Timeline of Healthcare Reform Implementation'/><author><name>Friedman Family</name><uri>http://www.blogger.com/profile/09992106386185368809</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='22' height='32' src='http://3.bp.blogspot.com/_9uAmwYfe2eo/S7vSYG2x_-I/AAAAAAAAA94/2lkQsH096a8/S220/hayleyfriedman.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-784385514771765012.post-9153144241937494566</id><published>2010-04-12T14:14:00.001-07:00</published><updated>2010-04-12T14:14:38.269-07:00</updated><title type='text'>Agent Update from Carrier</title><summary type='text'>http://click.email.anthem.com/?ju=fe1c16767267027b7c1078&amp;ls=fdf81d707c64057f73157573&amp;m=feff1074766104&amp;l=fe5d1576706c027c7016&amp;s=fe001571746c067474147677&amp;jb=ffcf14&amp;t=</summary><link rel='replies' type='application/atom+xml' href='http://hayleyfriedmanagent.blogspot.com/feeds/9153144241937494566/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/04/agent-update-from-carrier.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/9153144241937494566'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/9153144241937494566'/><link rel='alternate' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/04/agent-update-from-carrier.html' title='Agent Update from Carrier'/><author><name>Friedman Family</name><uri>http://www.blogger.com/profile/09992106386185368809</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='22' height='32' src='http://3.bp.blogspot.com/_9uAmwYfe2eo/S7vSYG2x_-I/AAAAAAAAA94/2lkQsH096a8/S220/hayleyfriedman.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-784385514771765012.post-1730042297623192490</id><published>2010-04-12T14:12:00.000-07:00</published><updated>2010-04-12T14:13:23.170-07:00</updated><title type='text'>Agent update</title><summary type='text'>http://click.email.anthem.com/?ju=fe1d16767267027b7c1077&amp;ls=fdf81d707c64057f73157573&amp;m=feff1074766104&amp;l=fe5d1576706c027c7016&amp;s=fe001571746c067474147677&amp;jb=ffcf14&amp;t=</summary><link rel='replies' type='application/atom+xml' href='http://hayleyfriedmanagent.blogspot.com/feeds/1730042297623192490/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/04/agent-update.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/1730042297623192490'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/1730042297623192490'/><link rel='alternate' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/04/agent-update.html' title='Agent update'/><author><name>Friedman Family</name><uri>http://www.blogger.com/profile/09992106386185368809</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='22' height='32' src='http://3.bp.blogspot.com/_9uAmwYfe2eo/S7vSYG2x_-I/AAAAAAAAA94/2lkQsH096a8/S220/hayleyfriedman.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-784385514771765012.post-9140359066724085676</id><published>2010-04-12T12:33:00.000-07:00</published><updated>2010-04-12T12:34:30.931-07:00</updated><title type='text'>When do the Changes Affect me?</title><summary type='text'>Many of the major changes in the legislation don’t go into effect until 2014. Those include:* Federal subsidies to help people buy coverage.* An end to insurers rejecting adult applicants with pre-existing medical conditions.* The requirement that nearly all Americans carry coverage.But some changes affecting insurance policies will come more quickly. Unless otherwise noted, these changes become </summary><link rel='replies' type='application/atom+xml' href='http://hayleyfriedmanagent.blogspot.com/feeds/9140359066724085676/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/04/when-do-changes-affect-me.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/9140359066724085676'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/9140359066724085676'/><link rel='alternate' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/04/when-do-changes-affect-me.html' title='When do the Changes Affect me?'/><author><name>Friedman Family</name><uri>http://www.blogger.com/profile/09992106386185368809</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='22' height='32' src='http://3.bp.blogspot.com/_9uAmwYfe2eo/S7vSYG2x_-I/AAAAAAAAA94/2lkQsH096a8/S220/hayleyfriedman.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-784385514771765012.post-4786462446824836108</id><published>2010-04-12T12:29:00.000-07:00</published><updated>2010-04-12T12:33:28.377-07:00</updated><title type='text'>Kaiser Headline News</title><summary type='text'>Kaiser Health News - Apr. 6: Consumers and employers who provide health insurance are scrambling to understand what will change in their premiums and benefits once provisions of the recently passed law go into effect.Unlike state insurance laws, which mostly affect policies individually purchased or offered through small and mid-sized businesses, the new federal legislation applies more broadly </summary><link rel='replies' type='application/atom+xml' href='http://hayleyfriedmanagent.blogspot.com/feeds/4786462446824836108/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/04/kaiser-headline-news.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/4786462446824836108'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/4786462446824836108'/><link rel='alternate' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/04/kaiser-headline-news.html' title='Kaiser Headline News'/><author><name>Friedman Family</name><uri>http://www.blogger.com/profile/09992106386185368809</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='22' height='32' src='http://3.bp.blogspot.com/_9uAmwYfe2eo/S7vSYG2x_-I/AAAAAAAAA94/2lkQsH096a8/S220/hayleyfriedman.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-784385514771765012.post-484954189321536994</id><published>2010-04-10T09:10:00.000-07:00</published><updated>2010-04-10T09:14:53.529-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='employer'/><category scheme='http://www.blogger.com/atom/ns#' term='health insurance'/><category scheme='http://www.blogger.com/atom/ns#' term='medicare advantage'/><category scheme='http://www.blogger.com/atom/ns#' term='unemployed'/><category scheme='http://www.blogger.com/atom/ns#' term='healthcare reform'/><title type='text'>How Healthcare Reform will affect you and when!</title><summary type='text'>http://www.facebook.com/l.php?u=http%3A%2F%2Fwww.nytimes.com%2Finteractive%2F2010%2F03%2F24%2Fus%2Fpolitics%2F20100319-health-care-effect.html&amp;h=9b2466dc17a9046412f0027c7a68331d</summary><link rel='replies' type='application/atom+xml' href='http://hayleyfriedmanagent.blogspot.com/feeds/484954189321536994/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/04/how-healthcare-reform-will-affect-you.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/484954189321536994'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/484954189321536994'/><link rel='alternate' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/04/how-healthcare-reform-will-affect-you.html' title='How Healthcare Reform will affect you and when!'/><author><name>Friedman Family</name><uri>http://www.blogger.com/profile/09992106386185368809</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='22' height='32' src='http://3.bp.blogspot.com/_9uAmwYfe2eo/S7vSYG2x_-I/AAAAAAAAA94/2lkQsH096a8/S220/hayleyfriedman.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-784385514771765012.post-512005840414385548</id><published>2010-04-08T10:08:00.000-07:00</published><updated>2010-04-08T10:09:58.973-07:00</updated><title type='text'>Things that make you go, "Hmmmmm"</title><summary type='text'>Source: Kiplinger</summary><link rel='replies' type='application/atom+xml' href='http://hayleyfriedmanagent.blogspot.com/feeds/512005840414385548/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/04/things-that-make-you-go-hmmmmm.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/512005840414385548'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/512005840414385548'/><link rel='alternate' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/04/things-that-make-you-go-hmmmmm.html' title='Things that make you go, &quot;Hmmmmm&quot;'/><author><name>Friedman Family</name><uri>http://www.blogger.com/profile/09992106386185368809</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='22' height='32' src='http://3.bp.blogspot.com/_9uAmwYfe2eo/S7vSYG2x_-I/AAAAAAAAA94/2lkQsH096a8/S220/hayleyfriedman.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-784385514771765012.post-8697188022114615430</id><published>2010-04-07T22:21:00.000-07:00</published><updated>2010-04-07T23:02:03.453-07:00</updated><title type='text'>Your HDHP and HSA in Tax Year 2010</title><summary type='text'>If you have a plan that qualifies to open up a Health Savings Account and have not yet done so- then what are you waiting for? The design of the plans allows for consumers to deposit money into the savings account TAX FREE when used for qualified services! Check the IRS.gov website for the list of qualified medical expenses for the tax year in question.  Because the contributions and </summary><link rel='replies' type='application/atom+xml' href='http://hayleyfriedmanagent.blogspot.com/feeds/8697188022114615430/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/04/open-your-hsa-today.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/8697188022114615430'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/8697188022114615430'/><link rel='alternate' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/04/open-your-hsa-today.html' title='Your HDHP and HSA in Tax Year 2010'/><author><name>Friedman Family</name><uri>http://www.blogger.com/profile/09992106386185368809</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='22' height='32' src='http://3.bp.blogspot.com/_9uAmwYfe2eo/S7vSYG2x_-I/AAAAAAAAA94/2lkQsH096a8/S220/hayleyfriedman.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-784385514771765012.post-6131910513069911839</id><published>2010-04-07T21:53:00.000-07:00</published><updated>2010-04-07T22:20:41.364-07:00</updated><title type='text'>Deadline for HSA Contributions for 2009 : April 15, 2010</title><summary type='text'>For tax year 2009 contributions to your HSA account can be made all the way up to April 15, 2010.  The maximum contributions for an individual account in 2009 is; $3000 and for a 2 party or more account referred to as a family account in 2009 is; $5950.HSA's are Health Savings Accounts that can be opened at a bank when you have a Qualified Health Insurance Plan in place.  These plans are referred</summary><link rel='replies' type='application/atom+xml' href='http://hayleyfriedmanagent.blogspot.com/feeds/6131910513069911839/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/04/deadline-for-hsa-contributions-for-2009.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/6131910513069911839'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/6131910513069911839'/><link rel='alternate' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/04/deadline-for-hsa-contributions-for-2009.html' title='Deadline for HSA Contributions for 2009 : April 15, 2010'/><author><name>Friedman Family</name><uri>http://www.blogger.com/profile/09992106386185368809</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='22' height='32' src='http://3.bp.blogspot.com/_9uAmwYfe2eo/S7vSYG2x_-I/AAAAAAAAA94/2lkQsH096a8/S220/hayleyfriedman.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-784385514771765012.post-1435006361824585469</id><published>2010-04-06T22:28:00.000-07:00</published><updated>2010-04-06T22:45:14.544-07:00</updated><title type='text'>HHS Secretary Sebelius Speaks on Health Insurance Reform Law</title><summary type='text'>HHS Secretary Kathleen Sebelius is speaking about how the new health insurance reform law will give Americans more benefits and choices, leading to greater security for you and your family.Watch the speech http://www.press.org/ click on the NPC Event videos under Kathleen Sebelius on the lower left side of webpage.</summary><link rel='replies' type='application/atom+xml' href='http://hayleyfriedmanagent.blogspot.com/feeds/1435006361824585469/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/04/hhs-secretary-sebelius-speaks-on-health.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/1435006361824585469'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/1435006361824585469'/><link rel='alternate' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/04/hhs-secretary-sebelius-speaks-on-health.html' title='HHS Secretary Sebelius Speaks on Health Insurance Reform Law'/><author><name>Friedman Family</name><uri>http://www.blogger.com/profile/09992106386185368809</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='22' height='32' src='http://3.bp.blogspot.com/_9uAmwYfe2eo/S7vSYG2x_-I/AAAAAAAAA94/2lkQsH096a8/S220/hayleyfriedman.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-784385514771765012.post-4725303925272564658</id><published>2010-04-06T22:17:00.000-07:00</published><updated>2010-04-06T22:28:04.437-07:00</updated><title type='text'>What happens this year for my family?</title><summary type='text'>This year, allows young adults to stay on their parents’ health care plan until age 26. (This appliesto all plans in the individual market, all new employer plans, and existing employer plans if theyoung adult is not eligible for employer coverage on his or her own. Beginning in 2014, childrenup to age 26 can stay on their parent’s employer plan even if they have an offer of coverage throughtheir</summary><link rel='replies' type='application/atom+xml' href='http://hayleyfriedmanagent.blogspot.com/feeds/4725303925272564658/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/04/what-happens-this-year-for-my-family.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/4725303925272564658'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/4725303925272564658'/><link rel='alternate' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/04/what-happens-this-year-for-my-family.html' title='What happens this year for my family?'/><author><name>Friedman Family</name><uri>http://www.blogger.com/profile/09992106386185368809</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='22' height='32' src='http://3.bp.blogspot.com/_9uAmwYfe2eo/S7vSYG2x_-I/AAAAAAAAA94/2lkQsH096a8/S220/hayleyfriedman.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-784385514771765012.post-3420175999353245460</id><published>2010-04-06T21:50:00.000-07:00</published><updated>2010-04-06T22:16:54.302-07:00</updated><title type='text'>Health Care Reform &amp; The Small Business Owner</title><summary type='text'>Health care reform as envisioned in current draft legislation would reduce the current burdens on small firms and their workers. Tax credits for small businesses. For the 2010 tax year up until the 2013 tax year, the credit will gradually be phased in. Businesses with fewer than 26 employees and average annual wages under $50,000 will eventually be eligible for credit in an amount up to 50% of </summary><link rel='replies' type='application/atom+xml' href='http://hayleyfriedmanagent.blogspot.com/feeds/3420175999353245460/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/04/health-care-reform-small-business-owner.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/3420175999353245460'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/3420175999353245460'/><link rel='alternate' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/04/health-care-reform-small-business-owner.html' title='Health Care Reform &amp; The Small Business Owner'/><author><name>Friedman Family</name><uri>http://www.blogger.com/profile/09992106386185368809</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='22' height='32' src='http://3.bp.blogspot.com/_9uAmwYfe2eo/S7vSYG2x_-I/AAAAAAAAA94/2lkQsH096a8/S220/hayleyfriedman.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-784385514771765012.post-2046693123628117563</id><published>2010-04-06T15:00:00.000-07:00</published><updated>2010-04-06T15:03:03.196-07:00</updated><title type='text'>What will happen to Illegal Immigrants?</title><summary type='text'>Associated Press - Apr. 4: Fresno, Calif. - Paula Medrano shifts uncomfortably on the doctor's examination table, holding out a wrist inflamed and swollen by arthritis. The 78-year-old has no health insurance, lives below the federal poverty level, and can't pay for the medication she needs.Just days before her appointment, President Barack Obama signed, with much fanfare, a historic bill to </summary><link rel='replies' type='application/atom+xml' href='http://hayleyfriedmanagent.blogspot.com/feeds/2046693123628117563/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/04/what-will-happen-to-illegal-immigrants.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/2046693123628117563'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/2046693123628117563'/><link rel='alternate' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/04/what-will-happen-to-illegal-immigrants.html' title='What will happen to Illegal Immigrants?'/><author><name>Friedman Family</name><uri>http://www.blogger.com/profile/09992106386185368809</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='22' height='32' src='http://3.bp.blogspot.com/_9uAmwYfe2eo/S7vSYG2x_-I/AAAAAAAAA94/2lkQsH096a8/S220/hayleyfriedman.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-784385514771765012.post-8353992500210520201</id><published>2010-04-05T15:15:00.000-07:00</published><updated>2010-04-05T15:19:18.096-07:00</updated><title type='text'>From The Headlines</title><summary type='text'>Los Angeles Times - Mar. 28: Washington - Last week President Obama signed into law the most sweeping healthcare overhaul in generations. How the new health law could affect you, and how soon.Now that the bill is law, how do I sign up for my new insurance?Although there are some provisions that take effect this year, such as bans on lifetime limits and the denial of coverage to children with </summary><link rel='replies' type='application/atom+xml' href='http://hayleyfriedmanagent.blogspot.com/feeds/8353992500210520201/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/04/from-headlines.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/8353992500210520201'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/8353992500210520201'/><link rel='alternate' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/04/from-headlines.html' title='From The Headlines'/><author><name>Friedman Family</name><uri>http://www.blogger.com/profile/09992106386185368809</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='22' height='32' src='http://3.bp.blogspot.com/_9uAmwYfe2eo/S7vSYG2x_-I/AAAAAAAAA94/2lkQsH096a8/S220/hayleyfriedman.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-784385514771765012.post-7573730515501828161</id><published>2010-04-05T15:00:00.000-07:00</published><updated>2010-04-05T15:15:18.047-07:00</updated><title type='text'>Confused about Health Care Reform?</title><summary type='text'>You are not alone!  With the passing of the two new health care bills signed March 26th by Obama many folks are waking up scratching their heads and saying,  "What happens now?" Having been in the industry for over 14 years now I can honestly say this is the first time I am right there with you!  My goal by using this blog is to reveal the answers to all of our questions as they become available </summary><link rel='replies' type='application/atom+xml' href='http://hayleyfriedmanagent.blogspot.com/feeds/7573730515501828161/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/04/confused-about-health-care-reform.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/7573730515501828161'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/784385514771765012/posts/default/7573730515501828161'/><link rel='alternate' type='text/html' href='http://hayleyfriedmanagent.blogspot.com/2010/04/confused-about-health-care-reform.html' title='Confused about Health Care Reform?'/><author><name>Friedman Family</name><uri>http://www.blogger.com/profile/09992106386185368809</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='22' height='32' src='http://3.bp.blogspot.com/_9uAmwYfe2eo/S7vSYG2x_-I/AAAAAAAAA94/2lkQsH096a8/S220/hayleyfriedman.jpg'/></author><thr:total>0</thr:total></entry></feed>
